What These Terms Cover
Our terms apply the moment you create an indowede login account. They govern how you deposit funds through DANA, OVO, GoPay and QRIS; how we process your withdrawal requests; and what happens if funds go missing or a payment fails. Where access or eligibility is discussed,
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the rules depend on local law. We retain account data for the lifetime of your account plus twelve months after closure to handle disputes and comply with payment audits. If you spot a discrepancy in your balance or a transaction, our support team in Surabaya and
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Bandung regions responds to disputes within 24 hours. You can request a full data export or account closure at any time through your dashboard or by contacting support.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.